*, *::before, *::after { box-sizing: border-box; }

html, body {
  margin: 0; padding: 0; width: 100%;
  overflow-x: hidden;
  font-family: Arial, sans-serif;
  background: #ffffff;
  color: #1a1a2e;
}

/* ── NAV ── */
.navbar {
  position: absolute; top: 0; left: 0;
  width: 100%; z-index: 50; height: 80px;
  display: flex; align-items: center;
  background: linear-gradient(to bottom, rgba(0,0,0,0.6) 0%, rgba(0,0,0,0) 100%);
}
.navbar-solid {
  position: relative !important;
  background: #0b1f3a !important;
  border-bottom: 3px solid #facc15;
}
.nav-container {
  width: 100%; max-width: 1400px;
  margin: 0 auto; padding: 0 40px;
  display: flex; align-items: center;
}
.logo img { height: 48px; width: auto; display: block; filter: brightness(0) invert(1); }
.nav-links { list-style: none; display: flex; gap: 22px; margin-left: auto; padding: 0; }
.nav-links a {
  font-size: 13px; color: rgba(255,255,255,0.90);
  text-decoration: none; text-shadow: 0 1px 5px rgba(0,0,0,0.4);
  transition: color 0.18s;
}
.nav-links a:hover { color: #facc15; }
.nav-phone { white-space: nowrap; }
.nav-portal-btn {
  background: transparent !important; color: #facc15 !important;
  border: 2px solid #facc15 !important; border-radius: 50px !important;
  padding: 6px 16px !important; font-weight: 600 !important;
  font-size: 13px !important; white-space: nowrap !important;
  text-shadow: none !important;
}
.nav-portal-btn:hover { background: #facc15 !important; color: #0b1f3a !important; }

/* ── DROPDOWNS ── */
.has-dropdown { position: relative; }
.has-dropdown::after { content: ""; position: absolute; top: 100%; left: 0; width: 100%; height: 12px; }
.dropdown {
  display: none; position: absolute; top: 100%; left: 0;
  background: #0b1f3a; border: 1px solid #1e3a5f;
  border-radius: 8px; min-width: 230px; padding: 8px 0;
  list-style: none; z-index: 100;
  box-shadow: 0 8px 24px rgba(0,0,0,0.3);
  margin-top: 12px;
}
.has-dropdown:hover .dropdown { display: block; }
.dropdown li a {
  display: block; padding: 10px 20px; font-size: 13px;
  color: rgba(255,255,255,0.85) !important;
  text-shadow: none !important; transition: background 0.15s;
}
.dropdown li a:hover { background: #1e3a5f; color: #facc15 !important; }

/* ── HERO ── */
.hero {
  width: 100%; min-height: 600px;
  background-image: url("hero.webp");
  background-size: cover; background-position: center top;
  background-repeat: no-repeat;
  display: flex; align-items: center; justify-content: flex-start;
  padding: 100px 0 60px; position: relative;
}
.overlay {
  position: absolute; inset: 0;
  background: linear-gradient(to bottom, rgba(0,0,0,0.05) 0%, rgba(0,0,0,0.15) 45%, rgba(0,0,0,0.60) 80%, rgba(0,0,0,0.72) 100%);
}
.hero-content {
  position: relative; z-index: 2;
  max-width: 1400px; width: 100%;
  margin: 0 auto; padding: 0 40px;
}
.hero h1 { font-size: 52px; color: white; margin-bottom: 14px; line-height: 1.15; text-shadow: 0 2px 12px rgba(0,0,0,0.45); }
.hero p { font-size: 18px; color: rgba(255,255,255,0.88); margin-bottom: 24px; text-shadow: 0 2px 12px rgba(0,0,0,0.45); }
.hero-btns { display: flex; gap: 14px; flex-wrap: wrap; align-items: center; }

/* ── BUTTONS ── */
.btn {
  background: #facc15; color: #0b1f3a;
  padding: 14px 30px; border-radius: 6px;
  font-weight: 700; font-size: 16px;
  text-decoration: none; display: inline-block;
  transition: background 0.18s; border: none; cursor: pointer;
}
.btn:hover { background: #f59e0b; }

/* ── BANNER ── */
.banner { background: #facc15; padding: 22px 40px; }
.banner-inner {
  max-width: 1400px; margin: 0 auto;
  display: flex; align-items: center;
  justify-content: space-between; gap: 20px;
}
.banner-inner p { color: #0b1f3a; font-size: 20px; font-weight: 600; margin: 0; }
.btn-banner {
  background: #0b1f3a; color: white;
  padding: 13px 28px; border-radius: 6px;
  font-weight: 600; font-size: 15px;
  text-decoration: none; white-space: nowrap;
}
.btn-banner:hover { background: #162d50; }

/* ── STATS BAR ── */
.stats-bar { background: #0b1f3a; padding: 40px; }
.stats-inner {
  max-width: 1400px; margin: 0 auto;
  display: grid; grid-template-columns: repeat(4,1fr);
  gap: 20px; text-align: center;
}
.stat-num { display: block; font-size: 36px; font-weight: 700; color: #facc15; }
.stat-label { display: block; font-size: 13px; color: rgba(255,255,255,0.65); margin-top: 6px; }

/* ── SERVICES ── */
.services { padding: 80px 20px; background: #f8f9fa; }
.services h2 { text-align: center; margin-bottom: 12px; font-size: 32px; color: #0b1f3a; }
.section-sub { text-align: center; color: #666; margin-bottom: 40px; font-size: 16px; }
.container { max-width: 1400px; margin: 0 auto; }
.grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px,1fr));
  gap: 24px; max-width: 1400px; margin: 0 auto;
}
.card {
  background: white; border: 1px solid #e5e7eb;
  border-radius: 12px; padding: 30px;
  transition: border-color 0.2s, transform 0.2s, box-shadow 0.2s;
}
.card:hover { border-color: #facc15; transform: translateY(-4px); box-shadow: 0 12px 30px rgba(0,0,0,0.08); }
.card-icon { font-size: 32px; margin-bottom: 14px; }
.card h3 { margin-bottom: 10px; font-size: 18px; color: #0b1f3a; }
.card p { font-size: 14px; color: #555; line-height: 1.6; }
.card-link { display: inline-block; margin-top: 14px; color: #f59e0b; text-decoration: none; font-size: 13px; font-weight: 600; }
.card-link:hover { color: #d97706; }

/* ── SPLIT ── */
.split {
  display: flex; align-items: center;
  padding: 80px 60px; gap: 60px;
  max-width: 1400px; margin: 0 auto;
}
section.split-section-light { background: #ffffff; }
section.split-section-gray { background: #f0f4f8; }
.split.reverse { flex-direction: row-reverse; }
.split-text { flex: 1; }
.split-text h2 { font-size: 30px; margin-bottom: 16px; line-height: 1.3; color: #0b1f3a; }
.split-text p { font-size: 16px; color: #555; line-height: 1.7; }
.split-image { flex: 1; }
.split img { width: 100%; border-radius: 12px; display: block; box-shadow: 0 8px 30px rgba(0,0,0,0.1); }

/* ── CTA ── */
.cta { text-align: center; padding: 100px 20px; background: #0b1f3a; }
.cta h2 { font-size: 34px; margin-bottom: 14px; color: white; }
.cta p { color: rgba(255,255,255,0.75); margin-bottom: 30px; font-size: 17px; }

/* ── PAGE HERO ── */
.page-hero { background: #0b1f3a; padding: 80px 40px 60px; border-bottom: 3px solid #facc15; }
.page-hero-content { max-width: 1400px; margin: 0 auto; }
.page-hero h1 { font-size: 42px; margin-bottom: 12px; color: white; }
.page-hero p { font-size: 18px; color: rgba(255,255,255,0.7); }

/* ── FAQ ── */
.faq-section { padding: 60px 40px; max-width: 900px; margin: 0 auto; }
.faq-item { border-bottom: 1px solid #e5e7eb; padding: 30px 0; }
.faq-item h3 { font-size: 18px; color: #0b1f3a; margin-bottom: 10px; }
.faq-item p { font-size: 15px; color: #555; line-height: 1.7; }

/* ── CONTACT ── */
.contact-section { padding: 60px 40px; background: #f8f9fa; }
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; max-width: 1200px; margin: 0 auto; }
.contact-info h2, .contact-form h2 { font-size: 26px; margin-bottom: 24px; color: #0b1f3a; }
.contact-info p { font-size: 15px; color: #555; margin-bottom: 14px; line-height: 1.6; }
.contact-info a { color: #f59e0b; text-decoration: none; }
.contact-form input, .contact-form textarea {
  width: 100%; background: white; border: 1px solid #e5e7eb;
  border-radius: 6px; padding: 12px 16px; color: #1a1a2e;
  font-size: 14px; margin-bottom: 14px; display: block;
}
.contact-form input:focus, .contact-form textarea:focus { outline: none; border-color: #facc15; }

/* ── FOOTER ── */
.footer { background: #0a0f1e; padding: 0; }
.footer-inner {
  max-width: 1400px; margin: 0 auto;
  display: grid; grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 40px; padding: 50px 40px 30px;
  border-bottom: 1px solid #1e293b;
}
.footer-col h4 { font-size: 12px; color: #facc15; margin-bottom: 14px; letter-spacing: 1.5px; text-transform: uppercase; }
.footer-col ul { list-style: none; padding: 0; margin: 0; }
.footer-col ul li { margin-bottom: 9px; }
.footer-col ul li a { font-size: 13px; color: rgba(255,255,255,0.55); text-decoration: none; transition: color 0.18s; }
.footer-col ul li a:hover { color: #facc15; }
.footer-bottom-bar { text-align: center; padding: 20px 40px; color: rgba(255,255,255,0.4); font-size: 12px; line-height: 1.6; }

/* ── LEGAL PAGES ── */
.legal-wrap {
  max-width: 960px; margin: 40px auto; padding: 60px 40px;
  background: white; border-radius: 8px;
  box-shadow: 0 2px 20px rgba(0,0,0,0.06);
}
.legal-wrap h1 { font-size: 34px; color: #0b1f3a; margin-bottom: 6px; }
.legal-wrap .meta { font-size: 13px; color: #888; margin-bottom: 12px; }
.legal-wrap .notice-box { background: #0b1f3a; border-radius: 8px; padding: 16px 20px; margin-bottom: 32px; }
.legal-wrap .notice-box p { color: #facc15; font-size: 13px; margin: 4px 0; }
.legal-wrap h2 { font-size: 17px; font-weight: 700; color: #0b1f3a; margin: 36px 0 10px; padding-bottom: 6px; border-bottom: 1px solid #e5e7eb; }
.legal-wrap h3 { font-size: 15px; font-weight: 700; color: #0b1f3a; margin: 20px 0 8px; }
.legal-wrap p { font-size: 14px; color: #444; line-height: 1.85; margin-bottom: 10px; }
.legal-wrap ul, .legal-wrap ol { padding-left: 22px; margin: 10px 0 16px; }
.legal-wrap li { font-size: 14px; color: #444; line-height: 1.8; margin-bottom: 5px; }
.legal-wrap table { width: 100%; border-collapse: collapse; margin: 16px 0; }
.legal-wrap th { background: #0b1f3a; color: white; padding: 10px 14px; text-align: left; font-size: 13px; }
.legal-wrap td { padding: 10px 14px; border-bottom: 1px solid #e5e7eb; font-size: 13px; color: #444; }
.legal-wrap .last-updated { margin-top: 48px; padding-top: 20px; border-top: 1px solid #e5e7eb; font-size: 12px; color: #aaa; }
.security-badges { display: flex; gap: 10px; flex-wrap: wrap; margin: 20px 0; }
.badge { background: #0b1f3a; color: white; padding: 8px 16px; border-radius: 50px; font-size: 13px; font-weight: 600; }